Orchard House can help you decide if it’s beneficial for you to switch lender.
If you are an existing homeowner, there are many reasons why you may want to remortgage. Whether you’re trying to seek a lower monthly payment or simply borrowing more money to fund home improvements, we can help.
We do our utmost to find a mortgage package that best suits your needs and requirements (i.e. your time constraints, budget, attitude to risk, lifestyle etc.) We approach your mortgage application proactively whilst delivering a personal and efficient service.
If you are nearing the end of a special deal with your current lender, or need to raise some extra finance to fund a wedding, university fees or any other significant expenditure, a remortgage may be a suitable option. We look at the best product your current lender can offer before we search for a more competitive deal from another lender. This way we can assess if it will be financially beneficial to switch lenders or stay with your current provider. We take into account any fees which would be incurred if you do switch, which may include lender arrangement, broker, valuation or legal fees.
It is worth noting that many lenders offer free valuation and legal fees on remortgages. After we have carried out a review of the market, we will present the options available to you and recommend the option which best meets your needs.
Orchard House Mortgage Advisors can be contacted using the form below or by phoning 01491 412 513