Insurance for business

It's a tricky thing, knowing what to protect your business against and how much cover you'll need. We've advised many companies on this over the years, of all kinds, and can guide you through all options available to you.

Key man protection

A safeguard in case a particularly important person suffers a serious injury, illness or untimely death.

It could be the only person within your business with a certain expertise, knowledge or responsibility. Perhaps a piece of machinery that only responds to one pair of hands, or maybe the company's only employee fluent in a certain language.

We will work with you to identify all persons whose absence may have a wide-reaching negative effect on your business and advise you on options to protect your business.

Life cover

In case one of your employees suffers death as a result of their work or during their period of service, it's important to ensure coverage.

Depending on the circumstances, particularly the nature of your business, there are many options for life cover available. We can help guide you through them and choose the most appropriate solution.

We would also caution against grabbing a cheap-and-cheerful life insurance from the web. Don't risk paying for something that doesn't have the coverage you need.

Stakeholder protection

If a significant stakeholder in your business were to pass away, you can receive a sum of money towards buying back their shares.

This type of insurance is taken out to prevent a significant portion of a company's interest from perishing along with its owner. It's especially important in cases where a single member may own a controlling interest.

We can help you arrange protection for both yourself and any surviving members of the stakeholder's family.

Private medical insurance

Invest in the health of your employees by providing them with cover for high-quality medical care.

Private medical insurance, or PMI, allows your employees and their families to quickly see exactly the kind of consultant they need.

"Mike has been advising me on financial matters for over 15 years through many changes in the financial industry. I have found him to be honest and very knowledgeable in an area that I find confusing at the best of times. I would happily recommend Mike's services in this area to colleagues who need advice with their financial affairs."

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Financial planning and advice for people and businesses across Berkshire, Buckinghamshire, Oxfordshire, Hampshire, Surrey & beyond.