the-team-at-orchard-house-ifas-ltd

The team

Mike Shepherd Orchard House Managing Director
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Mike Shepherd

MANAGING DIRECTOR & INDEPENDENT FINANCIAL ADVISER

Mike has been a qualified Financial Adviser since October 1987. He still looks after personal clients, whilst overseeing the business. His main advisory role is to ensure that clients receive the advice and support they require throughout their careers, retirement and on to estate (IHT) planning. Mike provides clear and jargon-free advice, regularly simplifying detailed aspects of financial advice into simple actionable tasks. He finds that the most rewarding element of the job is seeing clients flourish over the years as he becomes their trusted adviser.

In his spare time, Mike enjoys; running, cycling, swimming and generally staying fit and active. Mike is also an avid motorcyclist and has passed several tests at an advanced level.

“Mike is a rare breed – a financial adviser that has your interests at heart. Sure, he makes a profit but not at the expense of bad advice. I would recommend his service to anyone.”

“Mike gives balanced, accurate advice without any sort of hard sell. He provides comprehensive information in a timely manner and always ensures that I am provided with workable options to choose from.”

“Mike has always given me good, timely advice and has often gone above and beyond what we have expected of him. He is highly ethical and not at all pushy. The advice is given and he leaves me to take stock before making a decision.”

Julian-Yolland-Financial-Director-Orchard-House
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Julian Yolland

FINANCIAL DIRECTOR

Julian Yolland is a share-holder within Orchard House. Having joined the Financial Services Industry in 1982 Julian brings to his role as our Financial Director a valuable depth of knowledge. As well as reporting the company’s key financial data to the Financial Conduct Authority, he prepares the company’s accounts for auditing by our Chartered Accountant. He is an advocate for the independent status of the Orchard House advice process and is returning to the role of taking on personal clients.

Julian’s other two passions in life are his family and choral music and he has even performed the occasional bass solo. His love for music from the Baroque era is immense and he tells us regularly at work that “music stopped when J S Bach died !”

Damian-Oke-Orchard-House
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Damian Oke

ADVISER - MORTGAGE BROKER

Damian has worked in financial services for over 20 years. During his career, he has held various roles within Barclays Bank, Prudential and GMAC RFC.

Damian prides himself in establishing long-term relationships with his clients as regular annual reviews are as important and beneficial as the initial consultations. Damian’s style is professional but relaxed and he has the ability to explain complex information in a way which is easy to understand.

Damian advises his clients in many areas of financial planning including, investments, pensions, retirement options, inheritance tax planning, mortgages, life insurance and protection.

Damian is our mortgage specialist. He has a dogged determination to route out the best deal for mortgage clients.

In his spare time, Damian values spending time with his family, boating on the Thames, attending his local gym and he is also a member of the Magic Circle in London.

Relevant Qualifications:
DipPFS – A member of the Chartered Insurance Institute/Personal Finance Society, holding their Diploma level qualification
Cert CII (MP) – Mortgage advice qualification

Helen-fraser
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Helen Fraser

INDEPENDENT FINANCIAL ADVISER - VULNERABLE CLIENT SPECIALIST

Helen is an Independent Financial Adviser (IFA) whose particular area of expertise is working with clients who are within ten years of retirement, clients at retirement, financial planning and divorce, Inheritance Tax planning and care fees planning. Helen also works with Attorneys acting under an Enduring Power of Attorney or a Lasting Power of Attorney.

Helen’s aim is to help clients navigate the sometimes confusing world of personal finance and to make the most of their money. She can help you whether you are an experienced investor or a novice. Helen sees her role more as a mentor rather than telling clients what to do, by listening and having a two-way conversation.

Having a background in marketing, Helen has always been interested in personal finance and saving so when she was looking for a career change it seemed natural that she should train as a financial adviser in order to share that expertise and passion with others.

Helen says “I love it when people come to see me with a complex issue, we put a plan together that they understand and I can literally see the relief on their face”.

As a fully Independent Financial Adviser, she is able to give advice on the best solutions tailored to each individual or family. Helen is qualified to Level 4 and is also a qualified pension specialist meaning she can advise clients who are considering a transfer out of a Defined Benefit / Final Salary pension scheme.

Her full qualifications are as follows:

  • Pension planning (AF3)
  • Diploma in Regulated Financial Planning
  • Long-term care insurance (CF8)
  • STEP Certificate for Financial Services (Trusts and Estate Planning) and Affiliate Member of STEP
  • Associate Member of Society of Later Life Advisers (SOLLA)
    Certificate in Equity Release (ER1)
  • Pensions Update (R08)
  • Advanced Certificate in Marketing
  • MA History, Cambridge University

Helen has worked with Orchard House since 2011 and lives in Henley-on-Thames.

Outside work Helen plays in the local orchestra and enjoys walking.

Stephen-Hedges-Orchard-House
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Stephen Hedges

INDEPENDENT FINANCIAL ADVISER

Steve has over twenty years’ experience in the financial services industry. Having previously worked with Lloyds Bank, London & Manchester, Friends Provident and also running his own Independent financial advisory company he has a wealth of experience across all disciplines of personal and corporate financial planning.

He is a fully qualified Financial Adviser, providing advice tailored to meets individual needs. As he is independent, Steve can offer products from the whole of the financial marketplace. The main areas of advice are retirement planning, investments, protection and mortgages.

Steve takes great pride in developing long-term relationships. He will always ensure that recommendations are clearly explained and that on-going advice and support is accessible.

In his spare time, he enjoys writing music, playing in a band and keeps active with football.

Relevant Qualifications:

  • Diploma in Financial Planning
  • Certificate in Financial Planning
  • Certificate in Mortgage Advice
  • Certificate in Life & Pensions
Adrian-Parker-Orchard-House
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Adrian Parker

EMPLOYEE BENEFITS CONSULTANT

Adrian has 38 years in Financial Services having previously worked for London & Manchester, Ward Consultancy, Towry Law, Sun Life of Canada, SFIA and Pentagon Capital. He then set up 2 businesses, one of which specialized in Auto Enrolment - but now specializes in Employee Benefits within the Financial Services sector, assisting SMEs and large corporates with their plans and aspirations to attract the best staff by offering a world-class benefits strategy.

Adrian has worked with some of the UK’s largest employers as well as startup businesses and SMEs. As well as being a detail orientated benefits expert, Adrian is able to combine this with being a people focused manager. Despite managing multiple client accounts, Adrian is able to invest time in the continued development of his clients.

Adrian is an expert in both voluntary (discounts or vouchers on high street shopping to travel and dining, voluntary employee benefits are a powerful, low-cost way for you to help your people feel valued for their work) and Group risk (Group risk insurance benefits provide you and your family with a financial safety net in the event of serious injury, illness or death), and is able to use his knowledge and expertise to create the very best benefit portfolios for his clients whilst achieving the best cost savings. Including flexible benefits and total reward he has, of late, spent a lot of time working on auto-enrolment. Adrian’s attention to detail, business acumen & integrity all highlight the qualities needed to fulfil the role he has within Orchard House.

The main areas of advice are:

  • Employee benefits
  • Auto Enrolment
  • Group life
  • Group income protection
  • Group Private Medical
  • Group Critical Illness
  • Dental
  • Plus Flexible Benefits and Total Reward

Adrian is keen on all types of Fishing, Sea, Trout & Coarse and runs Nine Elms Angling Club, gardening, and collecting, and his family, children and grandchildren.

Relevant Qualifications:

  • Certificate in Financial Planning
  • Certificate in Life & Pensions
  • Securities Institute Merit Award
  • A member of the Chartered Insurance Institute
  • A member of the Personal Finance Society
Stuart Logan Orchard House
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Stuart Logan

INDEPENDENT FINANCIAL ADVISER - INVESTMENT & PENSION SPECIALIST

Stuart is a proactive, fully qualified IFA with 19 years in the financial services sector. Starting with a Degree in Business he worked for Rothschilds as a Treasury Analyst, moving on to be a Risk Analyst launching Cahoot Bank (Abbey/Santander), he runs a property letting business and has been advising clients since 2007.

Stuart relishes explaining technical details in a relaxed, easy to understand and clear manner. He specialises in tax mitigation, pension & investment performance and analysis.

Outside of work, Stuart has rowed for Great Britain as a Junior, completed the Marathon Des Sables (160 mile Trans- Saharan Running Race) and in 2013 completed the Barcelona Ironman Distance Triathlon in Under 10 hours qualifying for the World Championships.

Relevant qualifications:

  • Certificate in Equity Release (ER1)
  • Pension Transfer Specialist (AF7)
  • DipPFS: Diploma in Financial Planning
  • CeMAP: Certificate in Mortgage advice & practice
  • CertCii(ER): Certificate in Equity Release & Home Reversion Plans
  • CertPFS: Certificate in Financial Planning
  • BA(Hons): 2:1 Business Management
Elaine-Given-Orchard-House
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Elaine Given

INDEPENDENT FINANCIAL ADVISER

Elaine has been a fully qualified financial adviser since 2002 and has gained a wealth of experience working at Abbey, Halifax and HSBC, providing advice on Investments, Pensions, Mortgages and Protection.

She prides herself on being approachable and empathetic, and genuinely enjoys providing top quality, tailored advice.

As a fully Independent Financial Adviser, her solutions are tailored to her clients’ specific needs. Her advice is delivered in a relaxed and straightforward manner. She aims to develop long-standing relationship with her clients through reliable customer service.

In her spare time, Elaine enjoys singing and travel.

Relevant Qualifications:

  • DipPFS: Diploma in Regulated Financial Planning
  • CeMAP: Certificate in Mortgage advice & practice
  • CertCii(ER): Certificate in Equity Release & Home Reversion Plans
  • CertCii(CF8): Certificate in Long Term Care
  • BA (Hons) Economic and Social History

"Mike has been advising me on financial matters for over 15 years through many changes in the financial industry. I have found him to be honest and very knowledgeable in an area that I find confusing at the best of times. I would happily recommend Mike's services in this area to colleagues who need advice with their financial affairs."

"I've just had my first meeting with my new IFA, Helen Fraser. Just wanted to let you know how impressed I am with her, both as a Financial Adviser and as a person! She fits right into the Orchard ethos - approachable and empathetic as well as financially skilled - and I can see why she's working with you - well done for finding her. Keep her, I like her! :)"

"Excellent investment advice for my client, very easy to do business with."

"I'm a financial numpty, so it's fantastic to know that Mike is there to make sense of it all for us. I trust him implicitly to guide us in our financial decision-making."

"Your (Steve Hedges) knowledge of the financial market is exemplary and savings that you helped us make way offset the charges incurred. We both felt at ease and were confident that your advice would be beneficial to us."

"I'd really like to recommend Stuart Logan of Orchard House IFAs, who has
just come to give us some financial advice. This is the third time we have used Stuart. As usual he has some offered some really interesting and useful advice, and we have been really impressed every time we have used him."

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Financial planning and advice for people and businesses across Berkshire, Buckinghamshire, Oxfordshire, Hampshire, Surrey & beyond.