Orchard house team

The team

Julian-Yolland-Financial-Director-Orchard-House
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Julian Yolland

FINANCIAL DIRECTOR

Julian Yolland is a share-holder within Orchard House. Having joined the Financial Services Industry in 1982 Julian brings to his role as our Financial Director a valuable depth of knowledge. As well as reporting the company’s key financial data to the Financial Conduct Authority, he prepares the company’s accounts for auditing by our Chartered Accountant. He is an advocate for the independent status of the Orchard House advice process and is returning to the role of taking on personal clients.

Julian’s other two passions in life are his family and choral music and he has even performed the occasional bass solo. His love for music from the Baroque era is immense and he tells us regularly at work that “music stopped when J S Bach died !”

Damian-Oke-Orchard-House
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Damian Oke

ADVISER - MORTGAGE BROKER

Damian has worked in financial services for over 20 years. During his career, he has held various roles within Barclays Bank, Prudential and GMAC RFC.

Damian prides himself in establishing long-term relationships with his clients as regular annual reviews are as important and beneficial as the initial consultations. Damian’s style is professional but relaxed and he has the ability to explain complex information in a way which is easy to understand.

Damian advises his clients in many areas of financial planning including, investments, pensions, retirement options, inheritance tax planning, mortgages, life insurance and protection.

Damian is our mortgage specialist. He has a dogged determination to route out the best deal for mortgage clients.

In his spare time, Damian values spending time with his family, boating on the Thames, attending his local gym and he is also a member of the Magic Circle in London.

Relevant Qualifications:
DipPFS – A member of the Chartered Insurance Institute/Personal Finance Society, holding their Diploma level qualification
Cert CII (MP) – Mortgage advice qualification

Helen-fraser
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Helen Fraser

INDEPENDENT FINANCIAL ADVISER - VULNERABLE CLIENT SPECIALIST

Helen is an Independent Financial Adviser (IFA) whose particular area of expertise is working with clients who are within ten years of retirement, clients at retirement, financial planning and divorce, Inheritance Tax planning and care fees planning. Helen also works with Attorneys acting under an Enduring Power of Attorney or a Lasting Power of Attorney.

Helen’s aim is to help clients navigate the sometimes confusing world of personal finance and to make the most of their money. She can help you whether you are an experienced investor or a novice. Helen sees her role more as a mentor rather than telling clients what to do, by listening and having a two-way conversation.

Having a background in marketing, Helen has always been interested in personal finance and saving so when she was looking for a career change it seemed natural that she should train as a financial adviser in order to share that expertise and passion with others.

Helen says “I love it when people come to see me with a complex issue, we put a plan together that they understand and I can literally see the relief on their face”.

As a fully Independent Financial Adviser, she is able to give advice on the best solutions tailored to each individual or family. Helen is qualified to Level 4 and is also able to advise on payment options for long-term care and releasing money from your home (Equity Release).

Her full qualifications are as follows:

  • Pension planning (AF3)
  • Diploma in Regulated Financial Planning
  • Long-term care insurance (CF8)
  • STEP Certificate for Financial Services (Trusts and Estate Planning) and Affiliate Member of STEP
  • Certificate in Equity Release (ER1)
  • Pensions Update (R08)
  • Advanced Certificate in Marketing
  • MA History, Cambridge University

Helen has worked with Orchard House since 2011 and lives in Henley-on-Thames.

Outside work Helen plays in the local orchestra and enjoys walking.

Stephen-Hedges-Orchard-House
GET IN TOUCH WITH STEPHEN

Stephen Hedges

INDEPENDENT FINANCIAL ADVISER

Steve has over twenty years’ experience in the financial services industry. Having previously worked with Lloyds Bank, London & Manchester, Friends Provident and also running his own Independent financial advisory company he has a wealth of experience across all disciplines of personal and corporate financial planning.

He is a fully qualified Financial Adviser, providing advice tailored to meets individual needs. As he is independent, Steve can offer products from the whole of the financial marketplace. The main areas of advice are retirement planning, investments, protection and mortgages.

Steve takes great pride in developing long-term relationships. He will always ensure that recommendations are clearly explained and that on-going advice and support is accessible.

In his spare time, he enjoys writing music, playing in a band and keeps active with football.

Relevant Qualifications:

  • Diploma in Financial Planning
  • Certificate in Financial Planning
  • Certificate in Mortgage Advice
  • Certificate in Life & Pensions
Adrian-Parker-Orchard-House
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Adrian Parker

EMPLOYEE BENEFITS CONSULTANT

Adrian has 38 years in Financial Services having previously worked for London & Manchester, Ward Consultancy, Towry Law, Sun Life of Canada, SFIA and Pentagon Capital. He then set up 2 businesses, one of which specialized in Auto Enrolment - but now specializes in Employee Benefits within the Financial Services sector, assisting SMEs and large corporates with their plans and aspirations to attract the best staff by offering a world-class benefits strategy.

Adrian has worked with some of the UK’s largest employers as well as startup businesses and SMEs. As well as being a detail orientated benefits expert, Adrian is able to combine this with being a people focused manager. Despite managing multiple client accounts, Adrian is able to invest time in the continued development of his clients.

Adrian is an expert in both voluntary (discounts or vouchers on high street shopping to travel and dining, voluntary employee benefits are a powerful, low-cost way for you to help your people feel valued for their work) and Group risk (Group risk insurance benefits provide you and your family with a financial safety net in the event of serious injury, illness or death), and is able to use his knowledge and expertise to create the very best benefit portfolios for his clients whilst achieving the best cost savings. Including flexible benefits and total reward he has, of late, spent a lot of time working on auto-enrolment. Adrian’s attention to detail, business acumen & integrity all highlight the qualities needed to fulfil the role he has within Orchard House.

The main areas of advice are:

  • Employee benefits
  • Auto Enrolment
  • Group life
  • Group income protection
  • Group Private Medical
  • Group Critical Illness
  • Dental
  • Plus Flexible Benefits and Total Reward

Adrian is keen on all types of Fishing, Sea, Trout & Coarse and runs Nine Elms Angling Club, gardening, and collecting, and his family, children and grandchildren.

Relevant Qualifications:

  • Certificate in Financial Planning
  • Certificate in Life & Pensions
  • Securities Institute Merit Award
  • A member of the Chartered Insurance Institute
  • A member of the Personal Finance Society
Stuart Logan Orchard House
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Stuart Logan

INDEPENDENT FINANCIAL ADVISER - INVESTMENT & PENSION SPECIALIST

Stuart is a proactive, fully qualified IFA with 19 years in the financial services sector. Starting with a Degree in Business he worked for Rothschilds as a Treasury Analyst, moving on to be a Risk Analyst launching Cahoot Bank (Abbey/Santander), he runs a property letting business and has been advising clients since 2007.

Stuart relishes explaining technical details in a relaxed, easy to understand and clear manner. He specialises in tax mitigation, pension & investment performance and analysis.

Outside of work, Stuart has rowed for Great Britain as a Junior, completed the Marathon Des Sables (160 mile Trans- Saharan Running Race) and in 2013 completed the Barcelona Ironman Distance Triathlon in Under 10 hours qualifying for the World Championships.

Relevant qualifications:

  • Certificate in Equity Release (ER1)
  • Pension Transfer Specialist (AF7)
  • DipPFS: Diploma in Financial Planning
  • CeMAP: Certificate in Mortgage advice & practice
  • CertCii(ER): Certificate in Equity Release & Home Reversion Plans
  • CertPFS: Certificate in Financial Planning
  • BA(Hons): 2:1 Business Management
Elaine-Given-Orchard-House
GET IN TOUCH WITH ELAINE

Elaine Given

INDEPENDENT FINANCIAL ADVISER

Elaine has been a fully qualified financial adviser since 2002 and has gained a wealth of experience working at Abbey, Halifax and HSBC, providing advice on Investments, Pensions, Mortgages and Protection.

She prides herself on being approachable and empathetic, and genuinely enjoys providing top quality, tailored advice.

As a fully Independent Financial Adviser, her solutions are tailored to her clients’ specific needs. Her advice is delivered in a relaxed and straightforward manner. She aims to develop long-standing relationship with her clients through reliable customer service.

In her spare time, Elaine enjoys singing and travel.

Relevant Qualifications:

  • DipPFS: Diploma in Regulated Financial Planning
  • CeMAP: Certificate in Mortgage advice & practice
  • CertCii(ER): Certificate in Equity Release & Home Reversion Plans
  • CertCii(CF8): Certificate in Long Term Care
  • BA (Hons) Economic and Social History
alan-hayes-independent-financial-advisor
GET IN TOUCH WITH ALAN

Alan Hayes

INDEPENDENT FINANCIAL ADVISER

Alan is an Independent Financial Adviser who is a relative newcomer to the financial services industry. He joined Orchard House (IFAs) Ltd after a long career in industry and business consultancy.

Alan takes great care to work with clients to understand their objectives and life contexts to develop appropriate advisory solutions for them. He came into financial services after studying organisational psychology and developing an interest in personal identity construction and the impact on people of life/career changes – both positive and negative. Alan’s belief is that financial well-being is an important aspect of psychological well-being and takes ‘a coaching approach’ to help clients achieve that.

Alan was born in and grew up in South Oxfordshire. He loves to go for a run or on bike rides in the Chilterns and beside the river. He is a collector and admirer of mid-twentieth-century art, decorative objects and architecture. He’s also digger, lifter, carrier and handyman in chief on his wife Jane’s bounteous allotment.

Relevant Qualifications:

  • Member of The Personal Finance Society and Chartered Insurance Institute
  • Certified Diploma in Accounting and Finance
  • British Psychological Society Registered Test User for Personality and Ability Tests
  • Practitioner member of the Association for Business Psychology
  • MSc Organisational Psychology (University of London)

"Mike has been advising me on financial matters for over 15 years through many changes in the financial industry. I have found him to be honest and very knowledgeable in an area that I find confusing at the best of times. I would happily recommend Mike's services in this area to colleagues who need advice with their financial affairs."

"I've just had my first meeting with my new IFA, Helen Fraser. Just wanted to let you know how impressed I am with her, both as a Financial Adviser and as a person! She fits right into the Orchard ethos - approachable and empathetic as well as financially skilled - and I can see why she's working with you - well done for finding her. Keep her, I like her! :)"

"Excellent investment advice for my client, very easy to do business with."

"I'm a financial numpty, so it's fantastic to know that Mike is there to make sense of it all for us. I trust him implicitly to guide us in our financial decision-making."

"Your (Steve Hedges) knowledge of the financial market is exemplary and savings that you helped us make way offset the charges incurred. We both felt at ease and were confident that your advice would be beneficial to us."

"I'd really like to recommend Stuart Logan of Orchard House IFAs, who has
just come to give us some financial advice. This is the third time we have used Stuart. As usual, he has offered some really interesting and useful advice, and we have been really impressed every time we have used him."

“Damian was incredibly helpful in re-phrasing in simple terms to allow me to better understand the questions being asked. He was absolutely incredible and made, what I expected to be a difficult process, incredibly easy. I have great trust and faith in Damian. Thank you” ~ Kelly Hobbs

"Helen is wonderful and she does her best with someone who really struggles with figures and financial concepts" ~ Elisabeth Skinner on 07/03/2019

"I find Stuart to be curious, helpful and massively professional, thank you!" ~ Nikki Watkins on 19/06/2019

"I like the personal touch, it wasn't just about my finances. A connection really helps in having trust and confidence in what you are being told. Elaine gave met that" ~ Chris Hancox on 24/09/2018

"Tricia and I would like to thank you for all the advice and help that you have given us over the past couple of years. Your knowledge of the financial market is exemplary and the savings that you helped us make way offset the charges incurred. We both felt at ease and were confident that your advice would be beneficial to us. On another note, the investments made for a close friend helped to make her final few years comfortable in the knowledge that her financial affairs were in such good hands and  that her capital will still intact on her passing. I have and will continue to recommend you at every opportunity" ~ James and Tricia Rice on 15/11/2017

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Financial planning and advice for people and businesses across Berkshire, Buckinghamshire, Oxfordshire, Hampshire, Surrey & beyond.