Savings & investments
There are countless ways for you to invest your money in the interest (no pun intended) of seeing it turn into more money. We have several specialists focused on this area who can walk you through various alternatives for your particular situation.
The value of investments can go down as well as up and you may get back less than the amount invested. Past performance is not a guide to future performance.
Perhaps the most well-known and employed low-risk savings method. Put your money in a bank or building society for accessibility, but be aware of the effect that inflation will have on your capital.
Investing could be a way of increasing your wealth or saving for your family's future.
With so many options, investments are challenging, and it's easy to fall into the trap of taking too much risk for your circumstances. Before making any recommendations your IFA will undertake a personal assessment of your appetite for investment risk, meaning that you are invested into suitable investments aligned to your Risk Profile.
This is an on-going process that we're well-versed in. After our initial recommendation and implementation of your investment we can follow this up with regular reviews.
Individual Savings Accounts (ISA)
These highly tax-efficient investments are, understandably, most people’s first experience when it comes to investing.
That said, the majority of ISA money is held in cash which, over recent years, has led to the real value of the investment going backwards.
Get in touch with us to find out whether an ISA is right for your situation.
"I've just had my first meeting with my new IFA, Helen Fraser. Just wanted to let you know how impressed I am with her, both as a Financial Adviser and as a person! She fits right into the Orchard ethos - approachable and empathetic as well as financially skilled - and I can see why she's working with you - well done for finding her. Keep her, I like her! :)"
"Excellent investment advice for my client, very easy to do business with."
"Your (Steve Hedges) knowledge of the financial market is exemplary and savings that you helped us make way offset the charges incurred. We both felt at ease and were confident that your advice would be beneficial to us."
"I'd really like to recommend Stuart Logan of Orchard House IFAs, who has
just come to give us some financial advice. This is the third time we have used Stuart. As usual, he has offered some really interesting and useful advice, and we have been really impressed every time we have used him."
“Damian was incredibly helpful in re-phrasing in simple terms to allow me to better understand the questions being asked. He was absolutely incredible and made, what I expected to be a difficult process, incredibly easy. I have great trust and faith in Damian. Thank you” ~ Kelly Hobbs
"Helen is wonderful and she does her best with someone who really struggles with figures and financial concepts" ~ Elisabeth Skinner on 07/03/2019
"I find Stuart to be curious, helpful and massively professional, thank you!" ~ Nikki Watkins on 19/06/2019
"I like the personal touch, it wasn't just about my finances. A connection really helps in having trust and confidence in what you are being told. Elaine gave me that" ~ Chris Hancox on 24/09/2018
"Tricia and I would like to thank you for all the advice and help that you have given us over the past couple of years. Your knowledge of the financial market is exemplary and the savings that you helped us make way offset the charges incurred. We both felt at ease and were confident that your advice would be beneficial to us. On another note, the investments made for a close friend helped to make her final few years comfortable in the knowledge that her financial affairs were in such good hands and that her capital will still intact on her passing. I have and will continue to recommend you at every opportunity" ~ James and Tricia Rice on 15/11/2017
Not sure what you need?
Call us on 01491 412 513
Financial planning and advice for people and businesses across Berkshire, Buckinghamshire, Oxfordshire, Hampshire, Surrey & beyond.