savings-and-investments-orchard-house

Savings & investments

There are countless ways for you to invest your money in the interest (no pun intended) of seeing it turn into more money. We have several specialists focused on this area who can walk you through various alternatives for your particular situation.

The value of investments can go down as well as up and you may get back less than the amount invested. Past performance is not a guide to future performance.

Savings accounts

Perhaps the most well-known and employed low-risk savings method. Put your money in a bank or building society for accessibility, but be aware of the effect that inflation will have on your capital.

Investments

Investing could be a way of increasing your wealth or saving for your family's future.

With so many options, investments are challenging, and it's easy to fall into the trap of taking too much risk for your circumstances. Before making any recommendations your IFA will undertake a personal assessment of your appetite for investment risk, meaning that you are invested into suitable investments aligned to your Risk Profile.

This is an on-going process that we're well-versed in. After our initial recommendation and implementation of your investment we can follow this up with regular reviews.

Individual Savings Accounts (ISA)

These highly tax-efficient investments are, understandably, most people’s first experience when it comes to investing.

That said, the majority of ISA money is held in cash which, over recent years, has led to the real value of the investment going backwards.

Get in touch with us to find out whether an ISA is right for your situation.

"Mike has been advising me on financial matters for over 15 years through many changes in the financial industry. I have found him to be honest and very knowledgeable in an area that I find confusing at the best of times. I would happily recommend Mike's services in this area to colleagues who need advice with their financial affairs."

"I've just had my first meeting with my new IFA, Helen Fraser. Just wanted to let you know how impressed I am with her, both as a Financial Adviser and as a person! She fits right into the Orchard ethos - approachable and empathetic as well as financially skilled - and I can see why she's working with you - well done for finding her. Keep her, I like her! :)"

"Excellent investment advice for my client, very easy to do business with."

"I'm a financial numpty, so it's fantastic to know that Mike is there to make sense of it all for us. I trust him implicitly to guide us in our financial decision-making."

"Your (Steve Hedges) knowledge of the financial market is exemplary and savings that you helped us make way offset the charges incurred. We both felt at ease and were confident that your advice would be beneficial to us."

"I'd really like to recommend Stuart Logan of Orchard House IFAs, who has
just come to give us some financial advice. This is the third time we have used Stuart. As usual, he has offered some really interesting and useful advice, and we have been really impressed every time we have used him."

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Call us on 01491 412 513

Financial planning and advice for people and businesses across Berkshire, Buckinghamshire, Oxfordshire, Hampshire, Surrey & beyond.